We help shape financial solutions for a lifetime, through a comprehensive and personalized financial services approach built on a long-term relationship with a knowledgeable consultant.
While we offer a multitude of financial services—with a particular focus on personal financial planning for investments, retirement, insurance, and wealth preservation strategies—we prefer not to think that we work to enhance the bottom line of a portfolio. Rather, we work to enhance people's lives and help them to pursue their dreams, which in many cases, include incorporating socially screened investments into their asset mix.
Through Commonwealth Financial Network (Commonwealth), member FINRA/SIPC, and a Registered Investment Adviser, we primarily use mutual funds and ETFs in our investment portfolios. To construct the portfolio, we take into consideration all pieces of a client's financial picture plus objectives, time horizon and future needs as discussed during initial and ongoing semi-annual meetings. To determine an appropriate portfolio for each client, we take advantage of the resources offered through the Research department at Commonwealth. We also have several tools to assist us with this process that will analyze products individually and the portfolio as a whole, report diversification/asset allocation, style analysis, investment performance, volatility and expenses. We also meet regularly with representatives from the product sponsors.
A well-rounded portfolio may include other investments and products according to each individual's needs and suitability, such as:
- Alternative Investments which can help provide diversification from traditional portfolios.
- Individual stocks, based on either legacy holdings or particular interests.
- Insurance products, such as Long Term Care, Annuities, Universal and Term Coverage are also offered when appropriate.
JSA Financial Group maintains mostly managed accounts, but we also offer commission and direct investment accounts. Consulting and Financial Plans are also available.
Visit our WealthMap for more information or contact us today to find out more about how we can help you plan for your financial future.
Diversification does not assure against market loss and there is no guarantee that a diversified portfolio will outperform a non-diversified portfolio. Alternative investments are not suitable for all investors as they involve substantial risk.
